fundtrak
The Financial OS for African Schools

Automating fee collection, payroll, attendance & school loans for 60,000+ private schools

Pre-Seed · 2026
₦200M+
Processed
Sterling Bank
Banking Partner
60,000+
NAPPS Schools
The Problem

₦3T+ in School Fees.
Collected in Cash & Notebooks.

15-30%
Revenue Lost
To late payments, cash leakage, and poor tracking
Zero
Visibility
No real-time view of cash flow, who paid, who owes
100%
Manual Everything
Payroll by hand, attendance on paper, fees in notebooks
Nigerian private schools are running a multi-trillion naira industry on paper and prayer.
The Solution

One Platform. Every School Transaction.

One account per school. One account per parent.

💰

Fee Collection

AI-matched payments

💳

Payroll

Automated end-to-end

📳

NFC Attendance

WhatsApp alerts to parents

🍔

Tuckshop Wallet

Tap-to-pay canteen

💬

WhatsApp AI Bot

24/7 parent assistant

🏦

School Loans Coming

Data-backed working capital

Traction

Real Money. Real Schools. Real Results.

₦200M+
Processed
In ~4 months
1
Live School
God's Blessing Academy
3
Pipeline Schools
Committed, organic demand
Sterling Bank
Banking Partner
Institutional backing
Built by a solo technical founder. Self-funded ₦15-20M. Capital-efficient.
Why Now / Why Us

The Right Market. The Right Founder.

🌎 The Market

60,000+
Private schools (NAPPS members)
$400M
Edtech market, 15-20% annual growth
₦3T+
TAM → SOM ₦20B in 18 months

👤 The Founder

Ayomide Fajobi — 8+ years banking engineering (ABSA, Barclays, Standard Bank, Nedbank)
NAPPS member — direct access to school owner distribution network
Self-funded ₦15-20M — deep skin in the game over 3-4 years
Banking DNA meets school operations
The Ask
$300K
Pre-Seed Round

To scale from 1 to 40 schools across 3–4 Nigerian states in 18 months

40
Schools
₦200M+
Annual Revenue
3–4
States
⚡ Unit Economics: ₦3.85M per school per year
Let's talk.
[email protected]  ·  fundtrak.com
Full deck and financial model available on request